How much does O3 make with 24 years?

$9,004.20 per month in base pay ($108,050.40 per year) in 2026.

Does this include BAH and BAS?

No. Base pay only. BAH depends on location and dependents; BAS is a flat monthly food allowance.

How much does Captain (O-3) make with 24 years of service?

$9,004.20/mo

O3 base pay, 24 years of service, 2026 ($108,050.40/yr)

A Captain (O-3) with 24 years of service earns $9,004.20/month in base pay in 2026 ($108,050.40/year before allowances and taxes).

2026 O3 pay by years of service

Years	Monthly base pay
0	$5,534.10
2	$6,273.90
3	$6,770.40
4	$7,382.70
6	$7,737.00
8	$8,125.50
10	$8,375.70
12	$8,788.20
14	$9,004.20
16	$9,004.20
18	$9,004.20
20	$9,004.20
22	$9,004.20
24	$9,004.20 ←
26	$9,004.20
28	$9,004.20
30	$9,004.20

Plus allowances

On top of base pay: BAS (food) is $328.48/month, and BAH (housing) depends on duty station and dependents. Use the app to add BAH for your ZIP.

Run your own numbers in the VetPaycheck app →
Free military pay, BAH, retirement & VA disability calculator

Data: 2026 military pay tables (DoD), BAH rates, and VA compensation schedules as bundled in the VetPaycheck app. Last updated 2026-10-11. Figures are monthly gross before taxes. For planning only; verify with DFAS/VA.

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