BAH (Basic Allowance for Housing) for Captain (O-3) without dependents stationed in the New York City, Ny military housing area is $5,112.00/month in 2026.
| Pay grade | Monthly BAH |
|---|---|
| E4 | $4,833.00 |
| E5 | $4,980.00 |
| E6 | $5,070.00 |
| E7 | $5,088.00 |
| O2 | $5,091.00 |
| O3 | $5,112.00 |
| O4 | $5,247.00 |
BAH is tax-free and adjusts annually based on local housing costs.
Data: 2026 military pay tables (DoD), BAH rates, and VA compensation schedules as bundled in the VetPaycheck app. Last updated 2026-10-11. Figures are monthly gross before taxes. For planning only; verify with DFAS/VA.