BAH (Basic Allowance for Housing) for Captain (O-3) with dependents stationed in the Monterey, Ca military housing area is $4,824.00/month in 2026.
| Pay grade | Monthly BAH |
|---|---|
| E4 | $3,249.00 |
| E5 | $3,465.00 |
| E6 | $3,867.00 |
| E7 | $4,218.00 |
| O2 | $3,864.00 |
| O3 | $4,824.00 |
| O4 | $5,259.00 |
BAH is tax-free and adjusts annually based on local housing costs.
Data: 2026 military pay tables (DoD), BAH rates, and VA compensation schedules as bundled in the VetPaycheck app. Last updated 2026-10-11. Figures are monthly gross before taxes. For planning only; verify with DFAS/VA.